E Scooters are a common sight in every city in the country. They are a fun and affordable way to travel short distances and they are easily found almost everywhere. But does my home owners or auto policy cover me when I rent one?
It is unlikely that your homeowners or renters policy will cover your personal liability because motor vehicles are usually excluded.
Auto policies are not likely to cover you for accidents because it is a shared vehicle.
The best soloution, if available, is to purchase insurance from the rental company.
In short, there is no easy answer. It is best to check with your insurance agent before renting an E Scooter.
Renting an E Scooter is usually at your own risk!